Payment Center Terms of Use


LY Corporation provides this translation for your convenience. The English version of these Payment Center Terms of Use is provided solely as a courtesy and shall have no binding effect. The original Japanese version shall be controlling in all respects and represents the binding agreement between you and LY Corporation. In the event of any discrepancy or inconsistency between the English and Japanese versions, the Japanese version shall prevail, and LY Corporation assumes no responsibility whatsoever for any such discrepancies or inconsistencies.

These Payment Center Terms of Use (these “Terms”) set forth the conditions for the use of settlement services (the “Settlement Services”; the specific details of which are set forth in Section 2 below) that are provided to users of the business services (the “Business Services”; meaning the services provided by LY Corporation (“we” or “us”) to business operators, with the applicable services to be separately designated by us; the same shall apply hereinafter).

1. Formation of the Agreement

If you (as a user of the Business Services) wish to use the Settlement Services, you are required to agree to these Terms pursuant to the procedures prescribed by us. After you have agreed to these Terms, an agreement based on these Terms (the “Agreement”) will be formed upon our approval of your use of the Settlement Services.

2. Settlement Services
(1) We will provide you with the Settlement Services consisting of the “Payment Service,” the “Receipt Service” and the “Billing and Settlement History Management Service,” as specified below.
Unless otherwise provided for in the usage conditions separately prescribed by us for each of the Business Services (the “Service Conditions”), you shall use the Settlement Services for making payments of consideration pertaining to your use of the Business Services and for receiving payments from us.
(a) Payment Service
A service that enables you to pay us the consideration for your use of the Business Services by using information relating to bank transfers or credit cards (that you have registered in advance by our prescribed method).
(b) Receipt Service
A service that enables you to receive money in connection with payments from us, by way of our transferring such money to your bank account that you have registered in advance by our prescribed method.
(c) Billing and Settlement History Management Service
A service that enables you to access and manage the details of invoices we issue to you in connection with your use of the Business Services, as well as the settlement history under the Payment Service and the Receipt Service.

(2) The payment methods available to you under the Payment Service shall be either of the following methods, subject to our approval:
(a) Payment by bank transfer; or
(b) Payment by using a credit card.

(3) We may place restrictions on your use of the Settlement Services as we deem necessary. In addition, depending on the Business Services, we may place restrictions on the available payment methods and usage conditions, and certain payment methods or the Receipt Service may therefore not be available to you.

(4) In providing the Settlement Services, we may entrust all or part of our operations to a third party.

3. Registration of Settlement Information
(1) In order to use the “payment by using a credit card” method under the Payment Service, you are required to register the following information (the “Payment Information”) by the method we prescribe:
(a) Credit card number;
(b) Credit card expiration date;
(c) Name of credit card holder; and
(d) Any other information we designate.

(2) In order to use the Receipt Service, you are required to register the following information (the “Receipt Information”) by the method we prescribe:
(a) Name of financial institution;
(b) Name of branch;
(c) Type of account;
(d) Account number; and
(e) Name of account holder (in katakana).

(3) If any change occurs in the content registered as Payment Information or Receipt Information (collectively, the “Settlement Information”), you are required to immediately take the procedures we prescribe to make such change. Even if you incur any disadvantage, such as being unable to use the Settlement Services, or if any trouble arises between you and your personnel (meaning any person who engages in operations using the Settlement Services at your organization; collectively, your “Personnel”) or between you and any third party, due to errors in the Settlement Information or delays in making changes to the Settlement Information, we will not bear any liability whatsoever, and you will handle such matters at your own responsibility and expense.

4. Handling of Settlement Information
(1) We will handle any personal information contained in the Settlement Information registered by you in accordance with LY Privacy Policy, the Act on the Protection of Personal Information, and the guidelines of the relevant authorities. In addition, if we entrust all or part of our operations to a third party when we provide the Settlement Services, all or part of the registered Settlement Information may be provided by us to such third party and handled by such third party.

(2) If you use the Payment Service, we may disclose or provide your information (including, without limitation, the credit card information you have registered) to credit card companies (including entities located outside Japan) and other entities for purposes such as settlement and screening. For information on the systems for the protection of personal data in the countries or regions where such credit card companies are located, please refer to “Information on the Data Privacy Regulations of Foreign Countries.

(3) We may display the credit card information registered by your Personnel as your Payment Information to other members of your Personnel (limited to those designated by you).

5. Fees
No fees will be charged for your use of the Settlement Services; provided, however, that if you choose “payment by bank transfer” as your payment method, you must bear the fees prescribed by the relevant bank. In addition, where otherwise provided for in the Service Conditions, etc., you shall comply with such provisions.

6. Invoice and Payment
(1) The consideration pertaining to the use of the Business Services, the invoiced amount, and the date on which such invoiced amount is determined, shall all be pursuant to the Service Conditions, etc.

(2) You shall pay the invoiced amounts specified in the preceding paragraph by the payment method you have chosen from among the payment methods approved by us for each Business Service.

(3) If you choose “payment by bank transfer” as your payment method, you shall pay the invoiced amount by way of transfer into the bank account designated by us on or before the last day of the month following the month in which such invoiced amount is determined; provided, however, that if we separately designate a different due date, you shall make payment by no later than such due date.

(4) If you choose “payment by credit card” as your payment method, you shall make payment pursuant to the provisions prescribed by the relevant credit card company.

(5) If you fail to make payment of any invoiced amount payable to us, you shall pay us the overdue amount, plus late payment charges that shall accrue on the overdue amount at the rate of 14.6% per annum (based on a year of 365 days) until the date on which payment is completed.

(6) Notwithstanding the preceding paragraphs, where otherwise provided for in the Service Conditions, etc., you shall comply with such provisions.

7. Issuance of Invoices and Receipts
In principle, we will not issue any invoices or receipts, etc. to you; provided, however, that if you choose “payment by bank transfer” as your payment method, we will issue an invoice (including in the form of an electronic record) specifying the bank account to which the transfer is to be made. In addition, where otherwise provided for in the Service Conditions, etc., such provisions shall apply.

8. Suspension of Use of the Services
(1) If any payment by you is overdue, we shall be entitled to immediately suspend your use of all Business Services and Business IDs provided to you, without any prior notice to you.

(2) If the use of any credit card you have registered is terminated or suspended, we shall be entitled to immediately suspend your use of all Business Services and Business IDs provided to you, irrespective of the reasons therefor and without being required to provide any prior notice to you.

9. Scope of Liability
If any damage arises due to you becoming unable to make any payment of consideration or receive any money pertaining to the use of the Business Services as a result of you losing your eligibility to use your Business ID, or if any damage otherwise arises due to any error in the Settlement Information or any delay in making changes to the Settlement Information, we will not bear any liability whatsoever to provide compensation to you, regardless of the reason therefor.

10. Offset
If we have any monetary claim payable by you (not limited to claims under the Agreement), we may, regardless of whether such monetary claims have become due and payable, offset such monetary claim against the corresponding amount of any monetary claim you have against us, at our discretion and without being required to make any manifestation of intention whatsoever.

11. Confidentiality
You must keep in strict confidence any of our information that you may come to know through the Agreement and that we have clearly indicated as confidential at the time of disclosure (“Confidential Information”) both during the term of the Agreement and even after its termination, and you must not disclose, provide or leak any Confidential Information to any third party, nor use any Confidential Information for any purpose other than the performance of the Agreement.

12. No Assignment of Rights and Obligations
You may not assign to any third party all or any part of your contractual status under any agreements based on these Terms, or any of the rights or obligations arising therefrom, without our prior written approval.

13. Refusal to Engage in Transactions with Anti-Social Forces
(1) You hereby represent and warrant that, both at present and in the future, neither you nor your parent company, subsidiaries or affiliates, nor any of their agents, representatives, employees and the like (collectively, “Customers, Etc.”) fall or will fall under any of the following (collectively, “Anti-Social Forces”):
(a) an organized crime group;
(b) a member of an organized crime group, including a person for whom five (5) years have not yet elapsed since the time such person ceased to be a member of an organized crime group;
(c) a quasi-member of an organized crime group;
(d) an enterprise related to an organized crime group;
(e) a corporate racketeer (sokaiya), etc., a group engaging in criminal activities under the pretext of conducting social campaigns, or a criminal group specialized in intellectual crimes, etc.;
(f) a person who maintains a close relationship with any of the foregoing; or
(g) any other person or entity equivalent to any of the foregoing.

(2) You hereby warrant that none of the Customers, Etc. will engage in, whether by themselves or through any third party, any of the following acts against us or any third party:
(a) making a violent demand;
(b) making an unreasonable demand that goes beyond legal responsibility;
(c) engaging in threatening behavior or committing a violent act in connection with any transaction;
(d) damaging our credibility or that of any third party, or obstructing our business or that of any third party, by way of spreading rumors or using fraudulent means or force; or
(e) any other act equivalent to any of the foregoing.

14. Amendment of These Terms
We may modify any of the provisions of these Terms at any time as we deem necessary. In such case, we will make known the fact that these Terms will be modified, the content of the modified Terms, and the effective date thereof, by way of posting on our website or any other appropriate means.

15. Relationship with Other Terms
These Terms shall apply to your use of the Settlement Services; provided, however, that the relevant provisions of the Service Conditions, etc. shall prevail over these Terms in either of the following cases:
(a) Where these Terms stipulate that, if there is a separate provision in the Service Conditions, etc., such separate provision shall apply, and if the Service Conditions, etc. contain such a separate provision; or
(b) Where the Service Conditions, etc. contain a provision expressly stipulating the modification of any provision of these Terms.

16. Governing Law and Jurisdiction
The Japanese version of these Terms shall be the official text hereof. These Terms shall be governed by the laws of Japan in terms of their formation, effect and interpretation.

Any dispute between us arising out of or in connection with the Agreement or the Settlement Services shall be subject to the exclusive first-instance jurisdiction of the Tokyo District Court.

- End -

(Established on Dec 14, 2025)